Terms of Use

Effective date: July 9, 2026

By using this website you agree to these terms. If you do not agree, please do not use the site.

Educational content, not advice

The articles, guides, calculators, and comparisons on this site are educational. They summarize Medicare rules and figures that change every year, and while we work to keep them current and accurate, they are general information, not individualized insurance, legal, tax, or medical advice. Decisions about coverage should be made with current plan documents and, where helpful, a licensed agent or your State Health Insurance Assistance Program.

Calculators and estimates

Calculator results are estimates based on published federal figures and the numbers you enter. They are not quotes, applications, or guarantees of premium amounts.

No client relationship

Reading this site does not create an agent-client relationship. That begins when you engage us directly and we confirm we can assist you.

Intellectual property

Site content belongs to Dalton Insurance Agency. You may share links and quote brief passages with attribution; do not republish full pages without permission.

Third-party links and tools

Links to Medicare.gov, SSA.gov, carrier sites, and other third parties are provided for convenience. We are not responsible for their content. Booking and form tools are operated by our scheduling provider under its own terms.

Limitation of liability

To the fullest extent permitted by law, DIA is not liable for damages arising from use of this website or reliance on its content. Your sole remedy for dissatisfaction with the site is to stop using it.

Changes

We may update these terms by posting a revised version with a new effective date. Questions: tyler@daltoninsurance.biz or (334) 489-3624.